Who needs health insurance for ikamet
Health insurance valid in Türkiye is a condition for a short-term residence permit, and this includes the student residence permit. The requirement applies to each applicant individually, so a family applying together needs a policy for every member who falls under the obligation.
The Presidency of Migration Management (Göç İdaresi) states in its FAQ that applicants under 18 and over 65 have no insurance obligation. If you are inside one of these age groups, check the current wording of the FAQ before you apply, as the rules are set by the authority, not by the insurer.
The policy must cover the whole permit period
The permit is granted for a period, and the insurance must cover that same period in full. A policy that ends before the permit end date you request does not meet the condition.
For a 2-year permit, the Göç İdaresi FAQ accepts a 1+1-year policy or 2 years of state health insurance (GSS). Decide the permit length you will request first, then choose the insurance period to match it.
Which policies are accepted
The policy must be issued by an insurer licensed in Türkiye. For applications made in Türkiye, a policy from an insurer abroad, even with high limits, does not meet this condition.
The cover must also meet the minimum set by the Treasury circular on health insurance for visa and residence applications. Göç İdaresi checks the policy electronically, so the details on the policy, especially your name and passport number, must match the application exactly.
Why a tourist policy is not the right document
Our tourist policy is made for visits and visa applications: it covers sudden illness and accident during the stay and is sold by week, month or year. A residence application needs a policy designed for that purpose, issued against the residence circular and verifiable by Göç İdaresi.
If you are already in Türkiye on a tourist policy and decide to apply for a residence permit, keep the tourist policy for the current stay and arrange a separate residence permit policy for the application.
How to get a quote
- Send us your passport details and date of birth, and those of each family member who needs a policy.
- Tell us the permit type and the period you will apply for.
- We send compliant policy options within one business day.
- Once you pay, the policy is usually issued the same day.
- You submit the insurance certificate with your residence permit application.