🇬🇧
Get my quote
Travellers with suitcases at an airport in Istanbul

Health insurance for language students and long stays in Türkiye

The insurance a student needs in Türkiye depends less on the course and more on the legal basis of the stay. A four-week course on tourist entry and a year-long programme with a student residence permit call for two different policies.

Updated November 2026

Short answer

Two routes: tourist entry or residence permit

Royal Turkish Schools, part of the same group as Royal Turkish Travel, runs Turkish language courses in Istanbul and Izmir. Students come for anything from one week to a full academic year, and the right insurance follows the way they stay in the country.

If you come on an e-Visa, a consulate visa or visa-free and leave again within your permitted stay, you are a visitor and need tourist cover. If you stay longer and apply for a short-term residence permit, including a student permit, the insurance becomes part of the residence application and has to meet the residence rules.

Short courses on tourist entry

For a course on tourist entry, choose a tourist policy that starts on the day you land and ends on the day you fly out, not only the course dates.

Our tourist policy covers sudden illness and accidents up to USD 35,000 in total, with emergency medical evacuation, repatriation of remains and a 24-hour assistance line. Prices start from EUR 9.90 for 1 week, EUR 19.90 for 1 month and EUR 34.90 for 3 months; the exact price depends on your age and dates. If you need a consulate visa for the course, the same policy meets the EUR 30,000 requirement named by Turkish missions.

Long stays and the student residence permit

For a long programme with a student residence permit, the policy must be valid in Türkiye for the whole permit period, issued by an insurer licensed in Türkiye and meet the minimum cover of the Treasury circular for residence applications. Göç İdaresi checks it electronically, so a tourist policy is not used for this application.

According to the Göç İdaresi FAQ, applicants under 18 have no insurance obligation. For a 2-year permit, a 1+1-year policy or 2 years of state health insurance (GSS) is accepted. We quote compliant residence permit policies within one business day and usually issue the policy on the day you pay.

EHIC, home insurance and Erasmus

Students from the EU often rely on the European Health Insurance Card at home and on exchanges inside Europe. It is not valid in Türkiye, because Türkiye is not in the EU or EEA.

If you take part in Erasmus or another exchange, ask your sending institution or your own insurer in writing whether your cover applies to treatment in Türkiye, for which dates and up to what amount. If the answer is no or unclear, or if you need a residence permit, arrange a policy that covers your stay in Türkiye before you leave.

Practical tips for students

Türkiye tourist health insurance

USD 35,000 cover for medical treatment, emergency evacuation and repatriation, valid in Türkiye. Meets the EUR 30,000 minimum asked by Turkish missions. Buy online in two minutes.

1 weekfrom€9.90
1 monthfrom€19.90
3 monthsfrom€34.90
1 yearfrom€79.90
See my price

Frequently asked questions

I am taking a four-week Turkish course. Which insurance do I need?

If you enter as a tourist, a tourist health policy from your arrival day to your departure day. It covers sudden illness and accidents inside Türkiye.

Can I use a tourist policy for my student residence permit?

No. A residence application needs a policy from an insurer licensed in Türkiye that meets the Treasury circular for residence applications and covers the whole permit period.

Is my European Health Insurance Card valid in Türkiye?

No. The EHIC is valid only in EU and EEA countries, and Türkiye is not one of them.

Do students under 18 need insurance for a residence permit?

According to the Göç İdaresi FAQ, applicants under 18 have no insurance obligation for the residence permit. Health cover during the stay is still strongly advisable.

Türkiye visa insurance by nationality

YemenIraqAlgérieEgyptNigeriaIndiaLibyaAfghanistanBangladeshKenyaGhanaEthiopiaTurkmenistanPhilippinesPalestinePakistanIranSyria
Are you a travel or visa agency?Issue Türkiye visa insurance for your clients at 20% to 30% off, in your own partner portal.
Partner programme

Sources

  1. Law No. 6458 on Foreigners and International Protection, Art. 7, 15 and 32
  2. Turkish Ministry of Foreign Affairs: general information about Turkish visas
  3. Turkish Ministry of Foreign Affairs: visa information for foreigners
  4. Presidency of Migration Management: residence permit FAQ
Buy Türkiye insurance